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Joined 3 years ago
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Cake day: June 30th, 2023

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  • Open a free brokerage account now and buy an index fund. Only index funds and even if it is $20 or $4 a month keep investing in index funds. Fidelity has several with no fees. Google what an index fund is. Don’t ever gamble on a regular stock, it’s basically gambling and not worth it.

    I thought I was too poor for the “stock market” but I was an idiot and now I’m a much older still-broke idiot who is never going to get to retire.

    Also start saving for retirement now. Open a Roth IRA and fill it with index funds.

    I know this sounds ridiculous and stupid and not fun but seriously preparing for your financial future is the best thing you can possibly do for yourself. I wish I had.

    Don’t be me kids.












  • The topsoil becomes hydrophobic for a time due to the vaporized oils in plants and a bunch of physics I am fuzzy on. This means they’re less likely to absorb any water during the next rains after a wildfire and you get what are called post-wildfire debris flows (a type of mass wasting/landslide). They’re so predictable that planning for them and predicting where they will occur is a regular part of wildfire response in certain states.

    Your boots may sink into soup and add any sort of slope and that hillside is going down.