But if you just turn off your virtual card, if they have not agreed to end your membership don’t they just send you to collections?

The company your work for is Microsoft’s biggest client - not you… Not even you if you use Windows on your own home computer. Use Linux at home, use Linux at work if you can.

If a chemical can disconnect you from God, then what you are calling God is not God.

I have long said in regard to Microsoft Windows, “If anyone else can shutdown your computer without your permission, it is not your computer, it is theirs” - same goes for cars.