Eh, I mean they’re designed to be as predatory as possible but if you do math and treat it as a debit you literally just get free money back.

Also you need a credit history here as no credit is treated as the same (if not worst) than bad credit and the only other options for establishing one is taking out loans.

If you’re okay never being able to finance a vehicle or house though, then no credit history is fine as long as you can provide full cash for those purchases up front.

shopping spree on a non-taxation one

You have discovered Delaware.

Omegle

Gramps, they shut down 2 years ago

would love to have an excuse to give even more ludicrous amounts of taxpayers dollars to military contractors

The idea that anyone would need an excuse to give military contractors infinite money in this country is the funniest thing I’ve heard all day.